We all
have the
liberty
of choice?

Life isn’t fair! If it were, we would all be free from disease while being at the perfect weight and height with skills and abilities that would allow us to become scientists, musicians, professional athletes, actors, and actresses.
However to my knowledge, there has never been a human being who had the opportunity of choice prior to birth. So what’s important about life is how we choose to respond. We can choose to react or choose to be proactive. The choice is ours.
If we choose the latter, then we can focus on what we want in our lives rather than focusing on what we don’t want. It isn’t easy. If it were, then everyone would be living their lives on purpose.

SIGN UP FOR OUR NEWSLETTER

  • This field is for validation purposes and should be left unchanged.

Fifty
common
questions
and
concerns

  1. What are my options for taking Social Security?
  2. When should I apply for Social Security benefits?
  3. My employer offers a pension plan. Should I take the lump sum or the annuity option?
  4. Should I enroll into my employers deferred compensation plan?
  5. Should I enroll into my employer’s stock purchase plan?
  6. When should I exercise my stock options?
  7. How much money should I have saved before I retire?
  8. When can I retire?
  9. I am thinking of buying a second home. How much should I spend?
  10. Should I pay off my mortgage?
  11. How much life insurance should I own?
  12. Should I keep my existing life insurance after I retire?
  13. I am not sure what type of life insurance I own and if the premiums will increase?
  14. Should I refinance my mortgage?
  15. What is a trust? Should I have one?
  16. How should I invest my money in my 401k?
  17. How much should I contribute into my 401k?
  18. Should I contribute money into a 529 college savings?
  19. Should I contribute money into a Roth IRA?
  20. How much or should I contribute into my employers Health Savings Account?
  21. We are thinking about starting a family and are uncertain about the cost of raising children.
  22. How much can we safely spend on our next home?
  23. I am thinking of refinancing my mortgage. Should a take out a 15 or 30-year mortgage?
  24. Should I buy or lease my automobiles?
  25. I am thinking of retiring but I am uncertain about the cost of health insurance.
  26. Should I purchase a Medicare supplement or the Advantage Plan?
  27. I am thinking about retiring early. Can I take distributions from my IRA without the 10% penalty?
  28. I am changing jobs. Should I roll over my 401k to my new employers 401k or a new self-directed IRA?
  29. Should I hire a financial advisor to manage my money or should I do it myself?
  30. What is the difference between financial advisors and what are their fees?
  31. I am frustrated because our money comes in and before we know it – it’s gone.
  32. We have a great life but we feel we just can never get ahead financially.
  33. We just received a heritance and are uncertain what we should do with it.
  34. We are uncertain about how to pay for long term care.
  35. Should we buy Long Term Care insurance?
  36. What is Medicaid planning?
  37. What is estate planning and should we begin the process?
  38. What is asset allocation and is it something I should be concerned about?
  39. What fees and expenses am I currently paying on my investments?
  40. How much can I gift to my children every year?
  41. What is the difference between tax deductible and tax deferred?
  42. What is the difference between stocks and bonds?
  43. Should I be guarded about investing into annuities?
  44. What are the different types of annuities?
  45. How will fees and expenses affect me in the long term?
  46. When it comes to investing, should I be concerned about the difference of saving for retirement as opposed to being in retirement?
  47. I find myself worrying about running out of money in retirement and I am not sure what to do.
  48. How much income will I need in retirement?
  49. How can I reduce my income taxes?
  50. Who can I talk with about my life and money without someone trying to sell me something?

REQUEST A CALL BACK

  • This field is for validation purposes and should be left unchanged.

Let’s talk about life…

Get Started